GCD's Mission is to help banks understand and model credit risks. The comprehensive data pools are collected over a decade and distributed back to members for their own research and modelling.


Learn More

GCD is a unique data consortium that owns banks internal data for both PD and LGD. GCD’s data pools support the key parameters of banks’ credit risk modelling: Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD).

Learn More

GCD’s library gives access to wide variety of publications on risk related topics. Global Credit Data members work together to analyse the data and discuss methodology issues. GCD has published numerous papers and is actively promoting academic research on the data collected.

Access the Library 

Members not only benefit from exclusive rights and access to credit databases and analytics, but also from knowledge and research facilitation possible via the unique industry association.

Through a variety of forums such as workshops, webinars and surveys, GCD is an active industry participant facilitating the discussion in key strategic areas.

Learn More

Global Credit Data collects raw data from its members and distributes it back to them for use in their own analysis and modelling. GCD supports its members by providing a flexible high-end tool on the data pool: the GCD Visual Analyzer. Member banks can create dynamic Reference Data Sets and generate instant views on the data.

Learn More

-> menu code <-


Global Credit Data is a datapooling specialist which operates a complete end-to-end infrastructure solution developed over 12 years of data pooling activities. We engage with an independent Data Agent, Cap Gemini, to assist in collecting and sorting the large quantities of data and the ongoing monitoring of data contributions. The data agent also ensures anonymity of contributions and undertakes standardized analyses and reports for the benefit of all member banks. .

The GCD infrastructure utilizes technologies that are industry standard, such as SAS Data Integration Studio, for data management and ETL purposes. This infrastructure solution provides a robust process ensuring data quality, security and confidentiality are managed in a controlled and stable environment on a platform that is scalable and supports the needs and requirements of GCD members. 


Any further questions?

Please check our FAQ or contact Michael Dhaenens for more information.