GCD's Mission is to help banks understand and model credit risks. The comprehensive data pools are collected over a decade and distributed back to members for their own research and modelling.


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GCD is a unique data consortium that owns banks internal data for both PD and LGD. GCD’s data pools support the key parameters of banks’ credit risk modelling: Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD).

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GCD’s library gives access to wide variety of publications on risk related topics. Global Credit Data members work together to analyse the data and discuss methodology issues. GCD has published numerous papers and is actively promoting academic research on the data collected.

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Members not only benefit from exclusive rights and access to credit databases and analytics, but also from knowledge and research facilitation possible via the unique industry association.

Through a variety of forums such as workshops, webinars and surveys, GCD is an active industry participant facilitating the discussion in key strategic areas.

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Global Credit Data collects raw data from its members and distributes it back to them for use in their own analysis and modelling. GCD supports its members by providing a flexible high-end tool on the data pool: the GCD Visual Analyzer. Member banks can create dynamic Reference Data Sets and generate instant views on the data.

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GCD Reports

Global Credit Data maintains the world's highest quality, most exhaustive member-bank contributed data source for credit risk.

Download Global Credit Data publications below for Recovery Rate, LGD and PD Reports. These reports provide an instant insight into observed Recovery Rates and other key benchmarks for various exposure classes, industry sectors and collateral types.


Real Estate

Real Estate - Global Recovery Rates 2024

Real Estate - PD & Default Rates 2023


Project Finance, Shipping and Aircraft

Sovereigns, Banks and Non-Bank FIs


GCD Climate Risk Survey



GCD's aim is to be the recognized data hub, that provides a high-quality service to its members.

Please provide us with your response, in order for us to help you better. Your response will be anonymized.

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Member Support Survey


GCD's aim is to be the recognized data hub, that provides a high-quality service to its members.

To understand the need of our members and potential members, please take 5 minutes to complete the survey.

Begin survey