Provides risk insights directly from anonymized internal data of member banks and promotes knowledge sharing within the financial industry.
The long time series of historical credit losses allow banks to model loans’ recovery processes. GCD provides also credit rankings and obligor internal rating transition data for all key bank portfolios.
Data Pooling : PD & LGD
GCD is a unique data consortium that collects banks’ internal data for both PD and LGD. GCD’s data pools support the key parameters of banks’ credit risk modelling: Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD).
Library: Research & Publications
GCD’s library gives access to a wide variety of publications on risk-related topics. GCD members work together to analyze data and discuss methodology issues.Â
GCD is actively promoting academic research on the data collected.
Data Insights & Reports
Discover the latest insights on credit risk with GCD's published reports, offering valuable industry analysis and benchmarks.Â
Services: Benchmarking
Global Credit Data collects raw data from its members and distributes it back to them for use in their own analysis and modelling.
Member banks can create dynamic Reference Data Sets and generate instant views on the data.
Services: ESG and Climate Risk
Global Credit Data members have a collaborative platform to exchange data and knowledge with their peers on how to incorporate climate and environmental factors into credit risk modeling through industry-wide best practices
Latest Insights
We’re Hiring-Senior Data Analyst / Manager
The Senior Data Analyst/manager will manage and develop the full life cycle of our Data Platforms. The role involves a broad responsibility encompassing data input, templates, standards, data quality, output and use of the credit data which is at the heart of Global Credit Data (GCD). The successful applicant is…
Global Credit Data European Conference – March 5 & 6, 2026
We’re excited to announce our highly anticipated European Conference, taking place in Zurich, Switzerland on March 5–6, 2026. Join senior credit risk professionals from leading European and global banks for two dynamic days of insight, collaboration, and networking.
Federal Reserve references GCD Data in Supervisory Stress Test Model Documentation
Powered by data from World’s Leading Banks - Trusted by the Federal Reserve of US. Global Credit Data (GCD) is the premier global source for benchmarking defaults, losses, and recoveries on commercial loans. Backed by 50+ member banks worldwide, our non-profit consortium delivers the depth and accuracy regulators rely on. …
GCD-developed industry standard to show pooled loss data is representative of banks’ portfolios
Banks seek EU supervisory green light on external credit data GCD-developed industry standard to show pooled loss data is representative of banks’ portfolios Click Here to read more: risk.net Download the GCD Representativeness Guidelines
New Report: Climate & Credit Risk – Benchmarking Report by UNEP FI & GCD
Current Approaches and Emerging Trends for Climate-Related Credit Risk Assessment Methodologies—insights from a global survey Download here: Climate & Credit Risk ReportThis report offers a detailed analysis of how banks currently assess and manage climate-related credit risks, and actionable insights for risk professionals and senior management to identify strengths and…
Results Released! Climate Risk Benchmarking Survey by GCD and UNEP FI
Survey to advance the methodologies and benchmarks used by financial institutions to assess and manage climate risks.
Academics
Global Credit Data is proud to support academic research to further the study of finance.
Events
GCD hosts events throughout the year for members and industry leaders on topics that benefit banks.
GCD Newswire
GCD actively publishes reports and studies about how data will impact different industries.
GCD Data User Guide
Data quality is key to GCD and the extensive documentation forms an integral part of GCD's data quality approach.
