Organised and animated by: GCD in cooperation with partner Advisense We are pleased to invite you to our one-day GCD conference, with Nordic topics and venue. GCD data is both global and regional, so it makes sense that our conferences need to be at both levels too. When: 9:00 - 17:00, 10 November 2026 Where: DNB Headquarters, Oslo What: Lunch, Knowledge Sharing, Networking & Drinks Why: Give and get latest information on risk and regulatory topics, with data always at the base Who: Risk management, Risk analytics, Credit risk modellers, CRO’s and deputies, Regulatory affairs people and ESG risk professionals from Nordic banks Price: Free for GCD member banks and invitees from non-members

2026 PD and Default Rate Reports We’re pleased to announce that the 2026 PD and Default Rate Reports are now available on our website. Covering Large Corporates and Banks, these reports provide comprehensive insights into observed default rates, probability of default (PD) calibration, rating performance, and long-term credit risk trends based on data contributed by GCD member institutions across multiple economic cycles. 📊 Access the full reports here: https://globalcreditdata.org/analytics-and-products/ To delve deeper into these findings and explore key trends across asset classes, we invite you to join our upcoming webinar: 📅 Date: 30 September 2026 ⏰ Time: 03:00 CET/9:00 AM Eastern Time 👤 Speaker: Sotiris Loustas, Risk Analytics Executive Register Here: https://events.globalcreditdata.org/WebinarInsightsfromthe2026PDandDefaultRateReports During the session, Sotiris will highlight key default rate trends, discuss developments in PD calibration and rating performance, and share insights from GCD's extensive credit risk database, helping participants better understand risk dynamics across Large Corporates and Banks. We look forward to your participation.