GCD's Mission is to help banks understand and model credit risks. The comprehensive data pools are collected over a decade and distributed back to members for their own research and modelling.

 

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GCD is a unique data consortium that owns banks internal data for both PD and LGD. GCD’s data pools support the key parameters of banks’ credit risk modelling: Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD).

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GCD’s library gives access to wide variety of publications on risk related topics. Global Credit Data members work together to analyse the data and discuss methodology issues. GCD has published numerous papers and is actively promoting academic research on the data collected.

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Members not only benefit from exclusive rights and access to credit databases and analytics, but also from knowledge and research facilitation possible via the unique industry association.

Through a variety of forums such as workshops, webinars and surveys, GCD is an active industry participant facilitating the discussion in key strategic areas.

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Global Credit Data collects raw data from its members and distributes it back to them for use in their own analysis and modelling. GCD supports its members by providing a flexible high-end tool on the data pool: the GCD Visual Analyzer. Member banks can create dynamic Reference Data Sets and generate instant views on the data.

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Our first Canadian Conference

GCD’s First Canadian Conference in Toronto was a great success with over 80 attendees from Canada, US and Europe. Given the current focus of banks, it was no surprise that the wish of the members was to focus on IFRS 9 / CECL and how GCD data can be used for...
New Chairman for GCD

New Chairman for GCD

GCD held its latest General Meeting on 2 December. 2016  After 8 years on the Board and 4.5 as chairman, Richard Crecel of Société Générale, stepped down. Board members pointed to Richard’s record of growth in number of members and diversity of activities. Theo...
New Member EDC Canada

New Member EDC Canada

GCD is proud to welcome Export Development Canada as a member.  EDC becomes our seventh Canadian member and our first export credit agency member.  To qualify for and benefit from GCD membership, financial institutions need to be active in the corporate or...
We are looking for a new chair of the working group

We are looking for a new chair of the working group

Wolfgang Reitgruber, a well known expert on IFRS 9 in the industry, has chaired this working group till End of October 2016. With Wolfgang moving from Unicredit Bank Austria to Erste Group the role of the working chairman became vacant. Do you have ideas on how this...