GCD's Mission is to help banks understand and model credit risks. The comprehensive data pools are collected over a decade and distributed back to members for their own research and modelling.

 

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GCD is a unique data consortium that owns banks internal data for both PD and LGD. GCD’s data pools support the key parameters of banks’ credit risk modelling: Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD).

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GCD’s library gives access to wide variety of publications on risk related topics. Global Credit Data members work together to analyse the data and discuss methodology issues. GCD has published numerous papers and is actively promoting academic research on the data collected.

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Members not only benefit from exclusive rights and access to credit databases and analytics, but also from knowledge and research facilitation possible via the unique industry association.

Through a variety of forums such as workshops, webinars and surveys, GCD is an active industry participant facilitating the discussion in key strategic areas.

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Global Credit Data collects raw data from its members and distributes it back to them for use in their own analysis and modelling. GCD supports its members by providing a flexible high-end tool on the data pool: the GCD Visual Analyzer. Member banks can create dynamic Reference Data Sets and generate instant views on the data.

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Deutsche Pfandbriefbank joins GCD

Deutsche Pfandbriefbank joins GCD

GCD welcomes Deutsche Pfandbriefbank as our newest member. Deutsche Pfandbriefbank (pbb) is a German specialist bank for real estate financing and public investment finance. In addition to Germany, the main business focus is on Great Britain, France, Spain, the...
ICC’s Trade Register report 2017 published

ICC’s Trade Register report 2017 published

On February 8th, 2018, ICC has published the ICC Trade Register report 2017, which presents a global view of the credit risk profile of trade and export finance transactions.   Our cooperation with the ICC’s Trade Register has been intensive during the...
Data Pooling needs after Basel III Finalisation

Data Pooling needs after Basel III Finalisation

In December 2017 the BCBS made their final decision on what they call the “Finalisation of Basel III” and what the industry has called “Basel IV”.  The reforms tighten the rules, aiming to reduce variation in RWAs across banks and are aimed to be in force from...