GCD's Mission is to help banks understand and model credit risks. The comprehensive data pools are collected over a decade and distributed back to members for their own research and modelling.


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GCD is a unique data consortium that owns banks internal data for both PD and LGD. GCD’s data pools support the key parameters of banks’ credit risk modelling: Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD).

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GCD’s library gives access to wide variety of publications on risk related topics. Global Credit Data members work together to analyse the data and discuss methodology issues. GCD has published numerous papers and is actively promoting academic research on the data collected.

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Members not only benefit from exclusive rights and access to credit databases and analytics, but also from knowledge and research facilitation possible via the unique industry association.

Through a variety of forums such as workshops, webinars and surveys, GCD is an active industry participant facilitating the discussion in key strategic areas.

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Global Credit Data collects raw data from its members and distributes it back to them for use in their own analysis and modelling. GCD supports its members by providing a flexible high-end tool on the data pool: the GCD Visual Analyzer. Member banks can create dynamic Reference Data Sets and generate instant views on the data.

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General Meeting of Members June 2018

June 21, 2018 @ 2:00 pm - 4:00 pm UTC+1

The Board of Global Credit Data hereby gives notice to members of a General Meeting to be held on 21 June 2018 at 1400 Central European Time. The meeting is to be held electronically, as allowed under Article 32a of the Articles of Association.

The business to be discussed at the meeting shall include:

1.      Approval of minutes of the General Meeting held in June 2017

2.      Approval of minutes of the General Meeting held in February 2018

3.      Review of the Annual Report of Activities

4.      Approval of the 2017 Financial Statements

5.      Release of Directors from liability

6.      Annual Appointment of Auditors for 2018

7.      Approval of 2019 budget* including contracts therein

8.      Election of Board Members

Delegates of Members wishing to put forward further items for discussion at this meeting are requested to contact the Executive Director as soon as possible.  If the above remains as the agenda then we anticipate a meeting of approximately 2 hours.

In order to pass resolutions, GCD needs at least 50% of members to attend or vote at the meeting and needs a >50% majority of votes in favour of any resolution.  Members not wishing or able to attend are requested to register their vote in advance.

This message constitutes the official notice of meeting.  A further sendout of materials for voting will be made approximately 3 weeks prior to the meeting, together with WEBEX and Telephone dial in details.

By order of the Board of Directors

22 May 2018


P.s.. The registered “voting delegates” of any member organization have received an personal invitation to this meeting. 

Contact person:

Philip Winckle


June 21, 2018
2:00 pm - 4:00 pm UTC+1