GCD's Mission is to help banks understand and model credit risks. The comprehensive data pools are collected over a decade and distributed back to members for their own research and modelling.


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GCD is a unique data consortium that owns banks internal data for both PD and LGD. GCD’s data pools support the key parameters of banks’ credit risk modelling: Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD).

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GCD’s library gives access to wide variety of publications on risk related topics. Global Credit Data members work together to analyse the data and discuss methodology issues. GCD has published numerous papers and is actively promoting academic research on the data collected.

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Members not only benefit from exclusive rights and access to credit databases and analytics, but also from knowledge and research facilitation possible via the unique industry association.

Through a variety of forums such as workshops, webinars and surveys, GCD is an active industry participant facilitating the discussion in key strategic areas.

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Global Credit Data collects raw data from its members and distributes it back to them for use in their own analysis and modelling. GCD supports its members by providing a flexible high-end tool on the data pool: the GCD Visual Analyzer. Member banks can create dynamic Reference Data Sets and generate instant views on the data.

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General Meeting of Members June 2020

June 29, 2020 @ 2:00 pm - 4:00 pm UTC+1

The Board of Global Credit Data hereby gives notice to its members of a General Meeting to be held on 29 June 2020 at 1400 Central European Time. The meeting is to be held electronically, as allowed under Article 32a of the Articles of Association.

The business to be discussed at the meeting shall include:

  1. Approved Minutes of the General Meeting held in July 2019
  2. Review of the 2019 Annual Report of Activities
  3. Approval of the 2019 Financial Statements
  4. Release of Directors from Liability
  5. Annual Appointment of Auditors for 2020
  6. Approval of 2021 budget including contracts therein
  7. Publications of GCD material
  8. Election of Board Members

Delegates of members wishing to put forward further items for discussion at this meeting are requested to contact the Executive Director (richard.crecel@globalcreditdata.org) as soon as possible. 

As per Rules of Associations, the quorum in order to pass resolutions is at least 50% of members attending or voting at the meeting ; with a >50% majority of votes in favour of the resolution.  Members not wishing or able to attend are requested to register their vote in advance.

If the above remains as the agenda, then we anticipate a meeting of approximately 2 hours.

In case all votes are received before the meeting, the results regarding resolutions passed and rejected will be shared in advance to the meeting, which may then be shortened.

By order of the Board of Directors

March 27th , 2020

Richard Crecel


Video Call


June 29, 2020
2:00 pm - 4:00 pm UTC+1